'Drive like a girl' and save?

2013-01-23 11:58

Cautious car owners can avoid paying the same sky-high insurance as boy racers by proving they can drive "like a girl".

The London Daily Mail reported that a new insurance firm called Drive Like A Girl promises to slash premiums for all customers, regardless of gender, if they drive smoothly, avoid rapid acceleration and harsh braking.

According to the firm, it's insurance scheme isn't sexist since based on its data, these qualities are typically exhibited by female drivers.

In December 2012, insurance firms were banned from taking gender into account when pricing premiums. This has left millions of women drivers facing hikes in the cost of cover.

Drive Like a Girl will judge a driver’s behaviour by installing a little black box under their vehicle's dashboard.

A computer records your driving style and habits and rates you. If they drive "like a girl" you'll receive cheaper premiums.

To get top marks, and ultimately a lower rate, you also need to obey speed limits, take breaks on long journeys and "not drive at night on a regular basis".

After three months, your premiums will either go down or stay the same, depending on your score.

After a year, those who fail to drive will get no discount and will probably see their premiums rise. You can check your score online any time, according to the Daily Mail.

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  • raath - 2013-01-23 12:20

    Does this mean we have to put on mascara while driving? o_O Besides, I have seen said girls also drive like maniacs - and when you flash them for their transgressions they act as if they never did anything wrong, and then you get yelled at.

      silentcoder - 2013-01-23 13:40

      >nd when you flash them Maybe if you use another form of protest than exposing yourself to them ? :P

      raath - 2013-01-23 16:59

      @silentcoder LOL so THAT is where I am going wrong! :p

      raath - 2013-01-23 17:00

      An example in the news: http://www.news24.com/SouthAfrica/News/Woman-arrested-for-reckless-driving-20130123

      mike.bundy.73 - 2013-01-25 07:52

      Such examples are the exceptions, in general it is proven that women drive less agressively than men.

  • Jeremy - 2013-01-23 13:52

    How is driving well "driving like a girl?" I joined the Discovery Vitalitydrive scheme last year. It also gives you a little black box in your car which monitors your driving. I don't think I drive particularly cautiously - but I don't hammer the throttle or brakes - and you won't hear my tyres squaling as I turn a corner. I may be Jeremy - but I'm not Jeremy Clarkson - and I'm very definitely not a girl either! And for the record, on a monthly basis, I get back from Discovery close to the maximum return.....

  • phoenix.px.5 - 2013-01-23 14:26

    Sooooo you need to "they drive smoothly, avoid rapid acceleration and harsh braking. " but still be TOTALLY oblivious about what is going on around you. This does not entice the driver to drive defensively - but rather make them concentrate on not upsetting the little black box - and likely resulting in drivers who are concentrating even less on the road.

      mike.bundy.73 - 2013-01-25 07:56

      The system is meant to encourage gentler acceleration, greater following distances and better route planning to avoid harsh braking. These are all things that we should already be concentrating on anyway. Your own misogyny may suggest to you that women are "TOTALLY oblivious" but the fact is: women are better drivers.

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