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Drive a new BMW more often

2006-10-13 09:23

BMW 1 series

BMW Select also allows a driver the freedom to structure payments to suit their budget. Depending on the monthly payment that has been agreed upon, a buyer could choose to use the balance to invest in extra vehicle options or to trade up to a model of higher value.

Once a buyer has selected their BMW, chosen a suitable repayment period of between 24 and 48 months, paid their deposit and agreed on a maximum annual mileage of 25 000 or 30 000km, BMW Financial Services calculates a Guaranteed Future Value of the customer's specific car.

The buyer will be able to determine the minimum value of the BMW at the end of the financial agreement -in advance - and is therefore protected against any unexpected depreciation on the vehicle.

BMW Select is available from October 2006 on BMW 1 Series and 3 Series sedans as well as the 5 Series and X3 models.

At the end of the agreement, BMW Select offers the driver three choices - trading the vehicle in for another BMW, keeping the car or returning it to BMW.

The BMW may be exchanged at any authorised BMW Dealership in South Africa, and any surplus value over the Guaranteed Future Value can be used by the customer as a deposit towards his or her next BMW - this means that an owner could drive a new BMW every two years.

Customers may also decide to keep their BMW by simply making a final payment (the Guaranteed Future Value) and becoming its owner. If the driver decides to return the vehicle, they will be contacted by BMW Financial Services who will arrange for collection of the vehicle from the nearest BMW Dealership.

As long as the vehicle is in good condition for its age and the agreed mileage has not been exceeded, there will be no further payments.

Significantly, BMW Select offers the customer protection from interest rate changes, as the interest rate can be fixed at the start of the contract.

One is also able to choose a preferential rate linked to the prime lending rate, for the term of the contract.

In addition, like all BMW drivers, BMW Select customers will enjoy the security of Motorplan cover for up to five years or 100 000km. In addition to this, BMW Select customers are able to choose to extend this cover up to 120 000km at the start of the agreement.

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