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'Drive like a girl' and save?

2013-01-23 11:58

WOMEN MAKE FOR BETTER DRIVERS?: An insurance firm in the UK is promising lower premiums for "driving like a girl".

Cautious car owners can avoid paying the same sky-high insurance as boy racers by proving they can drive "like a girl".

The London Daily Mail reported that a new insurance firm called Drive Like A Girl promises to slash premiums for all customers, regardless of gender, if they drive smoothly, avoid rapid acceleration and harsh braking.

According to the firm, it's insurance scheme isn't sexist since based on its data, these qualities are typically exhibited by female drivers.

LITTLE BLACK BOX
 
In December 2012, insurance firms were banned from taking gender into account when pricing premiums. This has left millions of women drivers facing hikes in the cost of cover.

Drive Like a Girl will judge a driver’s behaviour by installing a little black box under their vehicle's dashboard.

A computer records your driving style and habits and rates you. If they drive "like a girl" you'll receive cheaper premiums.

To get top marks, and ultimately a lower rate, you also need to obey speed limits, take breaks on long journeys and "not drive at night on a regular basis".

After three months, your premiums will either go down or stay the same, depending on your score.

After a year, those who fail to drive will get no discount and will probably see their premiums rise. You can check your score online any time, according to the Daily Mail.

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