"We bought a motorcycle to be free," writes Wheels24 reader SCHALK COETZEE as he asks riders to share two-wheel camaraderie on South African roads.A constraint is something that plays the part of a physical, social or financial restriction. It is a derived form of the intransitive verb form constrained.After reading many discussions regarding bike riders, clubs and even political influence, I think the most important factors regarding bike riders have been overlooked for far too long.BIKE ISN'T A LUXURYWe need to start at financial service providers - banksWhy is owning a bike still seen as a luxury item which the attracts a higher interest rate than buying a car? One can understand off-road motorbikes and quads but there is no point classifying a motorcycle that is used specifically for commuting as a luxury item (as a side note – a luxury item in my opinion is for recreational use only).When buying a house through a bank there is normally an officer who evaluates whether the money being borrowed for the property would be viable compared to the investment by the bank.With the above in mind; why not have an bank official appointed as to check ALL financing accounts against the applicant’s name as well as registrations and/or agreements thereto (in case of divorce settlement/s) and then make a decision regarding the correct finance rate as to ensure that commuters are being looked after.GET THE WORD OUTWe need to look at clubs and/or bike fraternitiesBeing a budget biker, there's not a lot of talk among riders about gathering/s and/or rides for the fun of it. Why is it such a close-guarded secret with some cubs and/or fraternities that nobody hears about getting together just for the fun of riding?Riders always speak about brotherhood and how they look out for one another but as I have come to see in BikeSA magazine and various other magazines, the “normal Joe” owning a bike and riding for pleasure, leisure and/or work is forgotten.As I have mentioned in a previous article, I do not belong to a club but I do have a member number with Busa Riders SA and Hayabusa association. I do not see real benefits of having such a number and/or affiliation. I am not saying I am and/or want to quit any of the two association/s, I am merely trying to see if this article and my direct approach towards other riders is not just a single view but a shared general/national view that needs to be addressed.With clubs all over SA there are so many functions being held and I truly believe that for a budget rider it is not always viable to attend the more far-out get-togethers so I urge bike riders to advertise on Twitter and Facebook (free advertising) as much as possible. This ensures that even a rider who's around the corner from any gathering can say, “Thank you for making me a part of this.”'KEEP THE RUBBER ON THE TAR'Begging the question: “How many can say that they have really made any effort to show how much being a fellow rider means?”I try my heart out every day while I commute, greeting left and right where I can. I’ve noticed these days it doesn’t matter if a common interest is shared.The whole hype of being a fellow biker is really going down the drain. I am sticking my head out as I know that comments will fly to the contrary but I am merely sharing my thoughts as a lone rider and trying to get all riders to talk to one another.We all bought a motorcycle for the same reason – to not be stuck in traffic and to experience freedom.As a lot of bike riders and fraternities would say: Keep the rubber on the tar and enjoy safe and courteous motoring.